Cash Discount Program

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What is a “Cash Discount Program”?

A “Cash Discount Program” refers to when a merchant discounts the posted credit card price for customers paying in cash.

This is commonly seen at gas stations. Cash Discount Programs can help merchants lower their payment card processing fees by encouraging their customers to pay in cash. The Federal Trade Commission states in the Durbin amendment to the Dodd-Frank Act:“A PCN [payment card network] cannot stop you from offering your customers a discount or another incentive for using a certain method of payment, as long as you offer it to all your customers and disclose the offer clearly and conspicuously.”

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Simple Steps to

our Cash Discount Program

Determine the Administrative Fee percentage to collect from your credit card customers, and post credit card prices reflecting the Administrative Fee Percentage.
Display conspicuous signage at the cash register and/or point of entry indicating the Cash Discount The percentage offered on all merchandise or services sold at the location.
Install a Cash Discount Program-enabled POS or terminal.

*Merchants will still be billed payment processing fees for credit card transactions. Terms and conditions apply.

Keep your money

Stop paying processing fees
Customer Pays by Cash YOU KEEP $100.00 YOU KEEP $100.00
Customer Pays by Credit Card YOU KEEP $97.00 YOU KEEP $100.00
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